the Creative Commons Attribution 4.0 License.
the Creative Commons Attribution 4.0 License.
Exploring the use of seasonal forecasts to adapt flood insurance premiums
Viet Dung Nguyen
Jeroen Aerts
Max Tesselaar
Wouter Botzen
Heidi Kreibich
Lorenzo Alfieri
Bruno Merz
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impossibleyet are an ever-present threat similar to the sword suspended over the head of Damocles in the classical Greek anecdote. We discuss four reasons why extremely large floods carry a risk that is often larger than expected. We provide suggestions for managing the risk of megafloods by calling for a creative exploration of hazard scenarios and communicating the unknown corners of the reality of floods.
future weatherscenario.
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what ifscenarios, simulate historical rainfall in different locations to estimate flood levels. Our new study refines this by deriving more-plausible local scenarios, using the June 2024 Bavaria flood as a case study. This method could improve preparedness for future floods.
The study examines the effects of hydrogeological hazard due to construction of the Skalička Dam near the Hranice Karst on groundwater discharges and water levels in the local karst formations downstream. A simplified pipe model was used to analyze the impact of two dam layouts: lateral and through-flow reservoirs. Results show that the through-flow scheme more significantly influences water levels and the discharge of mineral water, while the lateral layout has only negligible impact.
To identify flash flood potential in Germany, we shifted the most extreme rainfall events from the last 22 years systematically across Germany and simulated the consequent runoff reaction. Our results show that almost all areas in Germany have not seen the worst-case scenario of flood peaks within the last 22 years. With a slight spatial change of historical rainfall events, flood peaks of a factor of 2 or more would be achieved for most areas. The results can aid disaster risk management.