Natural Hazards and Earth System Sciences
Natural Hazards and Earth System Sciences
NHESS
Articles | Volume 21, issue 1
Articles | Volume 21, issue 1
https://doi.org/10.5194/nhess-21-279-2021
© Author(s) 2021. This work is distributed under
the Creative Commons Attribution 4.0 License.
https://doi.org/10.5194/nhess-21-279-2021
© Author(s) 2021. This work is distributed under
the Creative Commons Attribution 4.0 License.
Articles | Volume 21, issue 1
Research article
 | 
25 Jan 2021
Research article |  | 25 Jan 2021

Comparing an insurer's perspective on building damages with modelled damages from pan-European winter windstorm event sets: a case study from Zurich, Switzerland

Christoph Welker, Thomas Röösli, and David N. Bresch

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Short summary
How representative are local building insurers' claims to assess winter windstorm risk? In our case study of Zurich, we use a risk model for windstorm building damages and compare three different inputs: insurance claims and historical and probabilistic windstorm datasets. We find that long-term risk is more robustly assessed based on windstorm datasets than on claims data only. Our open-access method allows European building insurers to complement their risk assessment with modelling results.
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