Comparing an insurer's perspective on building damages with  modelled damages from pan-European winter windstorm  event sets: a case study from Zurich, Switzerland

Welker, Christoph; Röösli, Thomas; Bresch, David N.

doi:https://doi.org/10.5194/nhess-21-279-2021

Articles | Volume 21, issue 1

https://doi.org/10.5194/nhess-21-279-2021

© Author(s) 2021. This work is distributed under
the Creative Commons Attribution 4.0 License.

https://doi.org/10.5194/nhess-21-279-2021

© Author(s) 2021. This work is distributed under
the Creative Commons Attribution 4.0 License.

Articles | Volume 21, issue 1

Research article

|

25 Jan 2021

Research article |

| 25 Jan 2021

Comparing an insurer's perspective on building damages with modelled damages from pan-European winter windstorm event sets: a case study from Zurich, Switzerland

Christoph Welker, Thomas Röösli, and David N. Bresch

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Final revised paper (published on 25 Jan 2021)
Preprint (discussion started on 23 Apr 2020)

Interactive discussion

Status: closed

AC: Author comment | RC: Referee comment | SC: Short comment | EC: Editor comment

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- Supplement

RC1: 'Comparing an insurer's perspective on building damages with modeled damages from pan-European winter windstorm event sets: a case study from Zurich, Switzerland', Alexandros Georgiadis, 25 May 2020
- AC1: 'Response to referee', Thomas Röösli, 28 Jul 2020
RC2: 'Review of “Comparing an insurer’s perspective on building damages with modelled damages from pan-European winter windstorm event sets: a case study from Zurich, Switzerland”', Anonymous Referee #2, 18 Jun 2020
- AC2: 'Response to referee', Thomas Röösli, 28 Jul 2020

Peer-review completion

AR: Author's response | RR: Referee report | ED: Editor decision

ED: Reconsider after major revisions (further review by editor and referees) (31 Jul 2020) by Joaquim G. Pinto

AR by Thomas Röösli on behalf of the Authors (21 Aug 2020) Author's response Manuscript

ED: Referee Nomination & Report Request started (09 Sep 2020) by Joaquim G. Pinto

RR by Anonymous Referee #2 (06 Oct 2020)

RR by Alexandros Georgiadis (10 Nov 2020)

ED: Publish subject to minor revisions (review by editor) (13 Nov 2020) by Joaquim G. Pinto

AR by Thomas Röösli on behalf of the Authors (23 Nov 2020) Author's response Manuscript

ED: Publish as is (26 Nov 2020) by Joaquim G. Pinto

AR by Thomas Röösli on behalf of the Authors (30 Nov 2020)

Short summary

How representative are local building insurers' claims to assess winter windstorm risk? In our case study of Zurich, we use a risk model for windstorm building damages and compare three different inputs: insurance claims and historical and probabilistic windstorm datasets. We find that long-term risk is more robustly assessed based on windstorm datasets than on claims data only. Our open-access method allows European building insurers to complement their risk assessment with modelling results.