Articles | Volume 20, issue 1
Nat. Hazards Earth Syst. Sci., 20, 345–362, 2020

Special issue: Remote sensing, modelling-based hazard and risk assessment,...

Nat. Hazards Earth Syst. Sci., 20, 345–362, 2020

Research article 28 Jan 2020

Research article | 28 Jan 2020

Remote sensing in an index-based insurance design for hedging economic impacts on rice cultivation

Omar Roberto Valverde-Arias et al.


Interactive discussion

Status: closed
Status: closed
AC: Author comment | RC: Referee comment | SC: Short comment | EC: Editor comment
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Peer-review completion

AR: Author's response | RR: Referee report | ED: Editor decision
ED: Reconsider after major revisions (further review by editor and referees) (03 Nov 2019) by Paolo Tarolli
AR by Omar Valverde Arias on behalf of the Authors (04 Nov 2019)  Author's response    Manuscript
ED: Referee Nomination & Report Request started (10 Nov 2019) by Paolo Tarolli
RR by Anonymous Referee #1 (15 Nov 2019)
RR by Anonymous Referee #2 (08 Dec 2019)
ED: Publish as is (20 Dec 2019) by Paolo Tarolli
Short summary
We designed an index-based insurance (IBI) for drought and flood in rice crops in Babahoyo (Ecuador). We assessed Babahoyo's soil, climatic and topographic variability, finding two homogeneous zones inside this area. We set differentiated insurance premiums according to the particular risk status of each zone. Results demonstrate that this IBI is an efficient risk transfer tool for policyholders. This insurance design could contribute to stabilizing farmers' incomes and rice production.
Final-revised paper