Articles | Volume 26, issue 8
https://doi.org/10.5194/nhess-26-4071-2026
https://doi.org/10.5194/nhess-26-4071-2026
Research article
 | 
26 Aug 2026
Research article |  | 26 Aug 2026

Assessing financial risk to property portfolios from physical rainfall extremes

Laura C. Dawkins, Freya K. Garry, Dan J. Bernie, Jason A. Lowe, and Theodoros Economou

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Cited articles

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Extreme rainfall already creates significant financial risks for property investments in Europe, and these risks are expected to increase due to climate change. Using open data, we show how flooding resulting from extreme rainfall can damage assets and raise annual losses. The mix and location of assets in a property portfolio matter greatly, and practical measures to reduce flood damage can pay off quickly. Investors need to consider these risks to protect long‑term financial stability.
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