Articles | Volume 26, issue 6
https://doi.org/10.5194/nhess-26-2817-2026
https://doi.org/10.5194/nhess-26-2817-2026
Research article
 | 
12 Jun 2026
Research article |  | 12 Jun 2026

Unravelling wind-driven impact of storm clusters, a case study for the insurer Generali France

Laura Hasbini, Pascal Yiou, Quentin Hénaff, Laurent Boissier, and Arthur Perringaux

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Short summary
Winter windstorms are the main natural hazard for Generali France. We present a method linking storm events to insurance claims, with a focus on clustered events (multiple storms hitting the same region within 96 h). These account for 85 % of losses over the period 1998-2024 and include major events like Lothar and Klaus. Damaging storms are twice as likely to occur in clusters, underlining the need to account for their impact in risk, loss, and reinsurance modelling.
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