Natural Hazards and Earth System Sciences
Natural Hazards and Earth System Sciences
NHESS
Articles | Volume 24, issue 10
Articles | Volume 24, issue 10
https://doi.org/10.5194/nhess-24-3445-2024
© Author(s) 2024. This work is distributed under
the Creative Commons Attribution 4.0 License.
https://doi.org/10.5194/nhess-24-3445-2024
© Author(s) 2024. This work is distributed under
the Creative Commons Attribution 4.0 License.
Articles | Volume 24, issue 10
Research article
 | 
08 Oct 2024
Research article |  | 08 Oct 2024

Insurance loss model vs. meteorological loss index – how comparable are their loss estimates for European windstorms?

Julia Moemken, Inovasita Alifdini, Alexandre M. Ramos, Alexandros Georgiadis, Aidan Brocklehurst, Lukas Braun, and Joaquim G. Pinto

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Latest update: 13 Sep 2025
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Short summary
European windstorms regularly cause damage to natural and human-made environments, leading to high socio-economic losses. For the first time, we compare estimates of these losses using a meteorological loss index (LI) and the insurance loss (catastrophe) model of Aon Impact Forecasting. We find that LI underestimates high-impact windstorms compared to the insurance model. Nonetheless, due to its simplicity, LI is an effective index, suitable for estimating impacts and ranking storm events.
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