The continuously more frequently threatening disasters are triggered mainly by climate change, next to further natural and cultural drivers. Continuously increasing global temperature and climate change represent current threats for rural and urban areas of the world, as well as Germany. Therefore, the high risks and spatially exposed situations of – in this research exclusively – terrestrial inhabitants for natural hazards are displayed next to dry land ecosystems, wetlands, and low mountain ranges with their cultural and natural landscapes.</p> <p>The here supported regional perspective (embedded in a broader global research endeavour) includes a comparative assessment of three case studies from regions of Lusatia, the inner part lying Region of Spree Forest, the 2021 highly flood-affected Ahr Valley. This research analyzed the present CRM-implementation situation and its` behind risks behaviour within processing CRM. The result is a resume for an optimized, innovative and effective Climate Risk Management (CRM).