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  <front>
    <journal-meta><journal-id journal-id-type="publisher">NHESS</journal-id><journal-title-group>
    <journal-title>Natural Hazards and Earth System Sciences</journal-title>
    <abbrev-journal-title abbrev-type="publisher">NHESS</abbrev-journal-title><abbrev-journal-title abbrev-type="nlm-ta">Nat. Hazards Earth Syst. Sci.</abbrev-journal-title>
  </journal-title-group><issn pub-type="epub">1684-9981</issn><publisher>
    <publisher-name>Copernicus Publications</publisher-name>
    <publisher-loc>Göttingen, Germany</publisher-loc>
  </publisher></journal-meta>
    <article-meta>
      <article-id pub-id-type="doi">10.5194/nhess-19-2497-2019</article-id><title-group><article-title>Reconstructing patterns of coastal risk in space and <?xmltex \hack{\break}?> time along the US Atlantic coast, 1970–2016</article-title><alt-title>Reconstructing patterns of coastal risk in space (US Atlantic coast)</alt-title>
      </title-group><?xmltex \runningtitle{Reconstructing patterns of coastal risk in space (US~Atlantic coast)}?><?xmltex \runningauthor{S.~B.~Armstrong and E.~D.~Lazarus}?>
      <contrib-group>
        <contrib contrib-type="author" corresp="yes">
          <name><surname>Armstrong</surname><given-names>Scott B.</given-names></name>
          <email>s.b.armstrong@soton.ac.uk</email>
        <ext-link>https://orcid.org/0000-0001-9567-5964</ext-link></contrib>
        <contrib contrib-type="author" corresp="yes">
          <name><surname>Lazarus</surname><given-names>Eli D.</given-names></name>
          <email>e.d.lazarus@soton.ac.uk</email>
        <ext-link>https://orcid.org/0000-0003-2404-9661</ext-link></contrib>
        <aff id="aff1"><institution>Environmental Dynamics Lab, School of Geography &amp; Environmental
Science, University of Southampton, Southampton, UK</institution>
        </aff>
      </contrib-group>
      <author-notes><corresp id="corr1">Eli D. Lazarus (e.d.lazarus@soton.ac.uk) and Scott B. Armstrong (s.b.armstrong@soton.ac.uk)</corresp></author-notes><pub-date><day>12</day><month>November</month><year>2019</year></pub-date>
      
      <volume>19</volume>
      <issue>11</issue>
      <fpage>2497</fpage><lpage>2511</lpage>
      <history>
        <date date-type="received"><day>14</day><month>May</month><year>2019</year></date>
           <date date-type="rev-request"><day>24</day><month>May</month><year>2019</year></date>
           <date date-type="rev-recd"><day>17</day><month>September</month><year>2019</year></date>
           <date date-type="accepted"><day>9</day><month>October</month><year>2019</year></date>
      </history>
      <permissions>
        <copyright-statement>Copyright: © 2019 </copyright-statement>
        <copyright-year>2019</copyright-year>
      <license license-type="open-access"><license-p>This work is licensed under the Creative Commons Attribution 4.0 International License. To view a copy of this licence, visit <ext-link ext-link-type="uri" xlink:href="https://creativecommons.org/licenses/by/4.0/">https://creativecommons.org/licenses/by/4.0/</ext-link></license-p></license></permissions><self-uri xlink:href="https://nhess.copernicus.org/articles/.html">This article is available from https://nhess.copernicus.org/articles/.html</self-uri><self-uri xlink:href="https://nhess.copernicus.org/articles/.pdf">The full text article is available as a PDF file from https://nhess.copernicus.org/articles/.pdf</self-uri>
      <abstract><title>Abstract</title>
    <p id="d1e90">Despite interventions intended to reduce impacts of coastal hazards, the risk of damage along the US Atlantic coast continues to rise. This reflects a long-standing paradox in disaster science: even as physical and social insights into disaster events improve, the economic costs of disasters keep growing. Risk can be expressed as a function of three components: hazard, exposure, and vulnerability. Risk may be driven up by coastal hazards intensifying with climate change, or by increased exposure of people and infrastructure in hazard zones. But risk may also increase because of interactions, or feedbacks, between hazard, exposure, and vulnerability. Using empirical records of shoreline change, valuation of owner-occupied housing, and beach-nourishment projects to represent hazard, exposure, and vulnerability, here we present a data-driven model that describes trajectories of risk at the county scale along the US Atlantic coast over the past 5 decades. We also investigate quantitative relationships between risk components that help explain these trajectories.
We find higher property exposure in counties where hazard from shoreline
change has appeared to reverse from high historical rates of shoreline erosion to low rates in recent decades. Moreover, exposure has increased more in counties that have practised beach nourishment intensively. The
spatio-temporal relationships that we show between exposure and hazard, and
between exposure and vulnerability, indicate a feedback between coastal
development and beach nourishment that exemplifies the “safe development
paradox”, in which hazard protections encourage further development in
places prone to hazard impacts. Our findings suggest that spatially explicit modelling efforts to predict future coastal risk need to address feedbacks between hazard, exposure, and vulnerability to capture emergent patterns of risk in space and time.</p>
  </abstract>
    </article-meta>
  </front>
<body>
      

      <?xmltex \hack{\newpage}?>
<sec id="Ch1.S1" sec-type="intro">
  <label>1</label><title>Introduction</title>
      <p id="d1e104">Risk reduction in developed coastal zones is a global challenge (Parris et
al., 2012; Sallenger et al., 2012; Witze, 2018; Wong et al., 2014). Risk can
be expressed as a function of hazard, exposure, and vulnerability. In the
terminology of the US National Research Council (NRC, 2014; Samuels and
Gouldby, 2005), hazard is typically expressed as the likelihood that a
natural hazard event will occur (e.g. a recurrence interval for a storm of
a given magnitude) or as a chronic rate of environmental forcing (e.g. a
rate of sea-level rise). Exposure tends to capture either the economic value
of property and infrastructure that a hazard could negatively impact or the
number of people a hazard could affect. Vulnerability can reflect a wide
variety of dimensions, but in physical terms (relative to social metrics)
vulnerability generally represents the susceptibility of exposed property to
potential damage by a hazard event (NRC, 2014). Although the reduction of
disaster risk – across all environments, not only coastal settings – is an
intergovernmental priority (UNISDR, 2015), a paradox has troubled disaster
research for decades. Even as scientific insight into physical and societal
dimensions of disaster events become clearer and more nuanced, the economic
cost of disasters keeps rising (Blake et al., 2011; Mileti, 1999; Pielke Jr.
et al., 2008; Union of Concerned Scientists, 2018).</p>
      <p id="d1e107">There are a number of possible explanations for this trend. Economic costs
could be rising because natural hazards, exacerbated by climate change, are
getting worse (Estrada et al., 2015; Sallenger et al., 2012); because with
migration and population growth more people are living in hazard zones
(NOAA, 2013); or because more infrastructure of economic value, from
highways to houses, now exists in hazard zones (AIR Worldwide, 2016;
Desilver, 2015; Union of Concerned Scientists, 2018). These drivers are
typically addressed<?pagebreak page2498?> separately – but they are not mutually exclusive. A
parallel explanation for the disaster paradox is that environmental,
population, and infrastructural drivers are systemically intertwined,
resulting in “disasters by design” (Mileti, 1999) – unintended consequences of coupled interactions, or feedbacks, between natural forcing and societal shaping of the built environment. An example of one such feedback is when infrastructure development in hazard zones destroys natural features that would otherwise buffer hazard impacts, such as the loss of coastal wetlands that would have absorbed storm surge (Barbier et al., 2011; Arkema et al., 2013; Temmerman et al., 2013). An example of another feedback is when hazard defences stimulate further infrastructure development behind them – a phenomenon called the “land-use-management paradox”, “levee effect” or “levee paradox”, or the “safe development paradox” (Armstrong et al., 2016; Burby and French, 1981; Burby, 2006; Di Baldassarre et al., 2016; Keeler et al., 2018; McNamara and Lazarus, 2018; Werner and McNamara, 2007; White, 1945). While both feedbacks can increase hazard impacts without any change in natural forcing, climate change accelerates them.</p>
      <p id="d1e110">Investigations of coastal risk tend to focus on case studies of hazard,
exposure, and/or vulnerability (Smallegan et al., 2016; Taylor et al.,
2015), or on projections of future risk (e.g. Brown et al., 2016; Hinkel et
al., 2010; Neumann et al., 2015). Few examine patterns of risk across large
spatial scales (<inline-formula><mml:math id="M1" display="inline"><mml:mrow><mml:mo>∼</mml:mo><mml:msup><mml:mn mathvariant="normal">10</mml:mn><mml:mn mathvariant="normal">2</mml:mn></mml:msup></mml:mrow></mml:math></inline-formula>–10<inline-formula><mml:math id="M2" display="inline"><mml:msup><mml:mi/><mml:mn mathvariant="normal">3</mml:mn></mml:msup></mml:math></inline-formula> km) or retrospectively over longer timescales (<inline-formula><mml:math id="M3" display="inline"><mml:mrow><mml:mo>&gt;</mml:mo><mml:msup><mml:mn mathvariant="normal">10</mml:mn><mml:mn mathvariant="normal">1</mml:mn></mml:msup></mml:mrow></mml:math></inline-formula> yr). Here, we develop a data-driven model to investigate how hazard, exposure, and vulnerability may describe trajectories of risk in space and time along the US Atlantic coast, from Massachusetts to southern Florida, at the county level for the past 47 years (Fig. 1). We restrict our analysis of risk to three specific components: shoreline change (hazard), valuation of owner-occupied housing units (exposure), and beach nourishment – the active, and typically repeated, placement of sand on a beach to counteract chronic erosion (vulnerability). We do not address socioeconomic or demographic exposure or vulnerability (Cutter and Emrich, 2006; Cutter and Finch, 2008; Cutter et al., 2006, 2008) nor the exposure of infrastructural aspects of the built environment beyond owner-occupied housing value. We also do not address other types of coastal hazard, such as storm strikes or flooding, or types of hazard mitigation other than beach nourishment. Despite this tightly defined framing, our analysis captures underlying quantitative relationships between risk components. Our findings suggest that spatially explicit modelling efforts to predict future coastal risk need to address feedbacks between hazard, exposure, and vulnerability to capture emergent patterns of risk in space and time.</p>

      <?xmltex \floatpos{p}?><fig id="Ch1.F1"><?xmltex \currentcnt{1}?><label>Figure 1</label><caption><p id="d1e151">Evolution of <bold>(a)</bold> county-level risk (a function of hazard, exposure, and vulnerability) modelled for the US Atlantic coast, from 1970 to 2016. Hazard in this simulation reflects historical erosion
rates. For visualization and analysis, each county is scaled by the number
of 1 km transects it comprises. The result is a matrix of 2386 km over 47 years, in which each of the 2386 (1 km) rows is associated with a county.
Note that risk in Norfolk County, MA, exceeds the maximum scale bar value of 0.15 (2016 risk <inline-formula><mml:math id="M4" display="inline"><mml:mo>=</mml:mo></mml:math></inline-formula> 0.418; see Table 1). <bold>(b)</bold> Alongshore mean values through time for the whole US Atlantic coast are taken from the full matrix <bold>(a)</bold>, reflecting the relative alongshore scale of each county.</p></caption>
        <?xmltex \igopts{width=213.395669pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f01.png"/>

      </fig>

</sec>
<sec id="Ch1.S2">
  <label>2</label><title>Methods</title>
      <?pagebreak page2499?><p id="d1e184">Using the components of risk broadly defined by the US National Research
Council (NRC, 2014; Samuels and Gouldby, 2005), we represent coastal risk as
a function of time (<inline-formula><mml:math id="M5" display="inline"><mml:mi>t</mml:mi></mml:math></inline-formula>) with the expression
          <disp-formula id="Ch1.E1" content-type="numbered"><label>1</label><mml:math id="M6" display="block"><mml:mrow><mml:mi>R</mml:mi><mml:mo>(</mml:mo><mml:mi>t</mml:mi><mml:mo>)</mml:mo><mml:mo>=</mml:mo><mml:mi>H</mml:mi><mml:mi>E</mml:mi><mml:mi>V</mml:mi><mml:mo>,</mml:mo></mml:mrow></mml:math></disp-formula>
        where <inline-formula><mml:math id="M7" display="inline"><mml:mi>R</mml:mi></mml:math></inline-formula> is coastal risk, <inline-formula><mml:math id="M8" display="inline"><mml:mi>H</mml:mi></mml:math></inline-formula> is natural hazard, <inline-formula><mml:math id="M9" display="inline"><mml:mi>E</mml:mi></mml:math></inline-formula> is exposure, and <inline-formula><mml:math id="M10" display="inline"><mml:mi>V</mml:mi></mml:math></inline-formula> is
vulnerability. We define hazard (<inline-formula><mml:math id="M11" display="inline"><mml:mi>H</mml:mi></mml:math></inline-formula>) in terms of chronic shoreline erosion (as opposed to the likelihood of a hazard event). We define exposure (<inline-formula><mml:math id="M12" display="inline"><mml:mi>E</mml:mi></mml:math></inline-formula>) in terms of the total property value of owner-occupied housing units in 51 US Atlantic coastal (ocean-facing) counties. We address vulnerability (<inline-formula><mml:math id="M13" display="inline"><mml:mi>V</mml:mi></mml:math></inline-formula>) as a function of beach width, modulated by beach nourishment, which functions as a buffer between hazard and exposure (Armstrong and Lazarus, 2019; Armstrong et al., 2016).</p>
<sec id="Ch1.S2.SS1">
  <label>2.1</label><title>Hazard</title>
      <p id="d1e275">We calculated rates of shoreline change in two different ways to compare
their respective effects on risk over time.</p>
<sec id="Ch1.S2.SS1.SSS1">
  <label>2.1.1</label><title>Shoreline-change rates from shoreline surveys</title>
      <p id="d1e285">First, we calculated “end-point” rates of change from surveys of shoreline
position published by the US Geological Survey (USGS) (Himmelstoss et al.,
2010; Miller et al., 2005). An end-point rate is the cross-shore distance
between two surveyed shoreline positions, divided by the time interval
between the surveys. Using the Digital Shoreline Analysis System (DSAS) tool
for ArcGIS (Thieler et al., 2008), we cast cross-shore transects every 1 km
alongshore to intersect the surveyed shorelines, and at each transect
calculated the end-point rate for three time periods (Armstrong and Lazarus,
2019): “historical”, from the first survey to 1960; “recent”, from 1960 to the most recent survey; and “long-term”, from the first survey to most
recent (Figs. 2a, e, i and 3a). Because the dates of shoreline surveys vary
by location, following Armstrong and Lazarus (2019) we calculate
shoreline-change rates using the available surveys at each transect that are
closest to the start and end dates of each period. We calculated the median
historical, recent, and long-term rates of shoreline change for each county
alongshore.</p>

      <?xmltex \floatpos{t}?><fig id="Ch1.F2" specific-use="star"><?xmltex \currentcnt{2}?><label>Figure 2</label><caption><p id="d1e290">Columns show hazard, exposure, and vulnerability components and
resulting risk. Each row of panels illustrates a different rate of shoreline
change (i.e. hazard condition): <bold>(a–d)</bold> historical, <bold>(e–h)</bold> recent, and <bold>(i–l)</bold> long term. Risk in Norfolk County, MA, exceeds the maximum scale bar value of 0.15 (2016 risk <inline-formula><mml:math id="M14" display="inline"><mml:mo>=</mml:mo></mml:math></inline-formula> 0.418; see Table 1). Each county is scaled by the number of 1 km transects it comprises; the northern- and southernmost counties are labelled.</p></caption>
            <?xmltex \igopts{width=398.338583pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f02.png"/>

          </fig>

      <?xmltex \floatpos{t}?><fig id="Ch1.F3" specific-use="star"><?xmltex \currentcnt{3}?><label>Figure 3</label><caption><p id="d1e317">Evolution over time of alongshore mean risk components – <bold>(a)</bold> hazard, <bold>(b)</bold> exposure, and <bold>(c)</bold> vulnerability – and the resulting <bold>(d)</bold> mean risk, given historical (solid black), recent (dashed black), and long-term (dotted black) shoreline-change rates as hazard conditions.</p></caption>
            <?xmltex \igopts{width=398.338583pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f03.png"/>

          </fig>

      <p id="d1e339">We used 1960 to differentiate between historical and recent shoreline-change
rates because during that decade beach nourishment overtook shoreline
hardening to become the predominant form of coastal protection in the United
States (NRC, 1995, 2014). Cumulative, diffuse effects of nourishment are
therefore embedded in recent and long-term rates of shoreline change (Hapke
et al., 2013; Johnson et al., 2015). We report long-term end-point rates for
context because they are common in other shoreline-change studies,
particularly for the US mid-Atlantic region (Hapke et al., 2013). However, a
historical rate calculated from shorelines surveyed prior to 1960 may better
reflect environmental forcing in the effective absence of beach nourishment
(Armstrong and Lazarus, 2019). Historical rates are not “natural” rates:
human alterations to the US Atlantic coast began long before 1960, with
engineered protection, including seawalls, groyne fields, and limited
beach-nourishment projects (Hapke et al., 2013). Here, we consider them a
pre-nourishment “background” rate of chronic forcing.</p>
</sec>
<sec id="Ch1.S2.SS1.SSS2">
  <label>2.1.2</label><title>Shoreline-change rates from sea-level change rates</title>
      <p id="d1e350">To test an independent measure of chronic shoreline-change hazard, we also
derived rates of shoreline change (Fig. 4a and e) from recorded rates of
sea-level change (Holgate et al., 2013; PSMSL, 2018) and a USGS dataset of
cross-shore slope for the US Atlantic coast (Doran et al., 2017). We
calculated spatially distributed rates of sea-level rise from annual
tide-gauge records maintained by the Permanent Service for Mean Sea Level (PSMSL) (Holgate et al., 2013; PSMSL, 2018). For each tide-gauge record, we linearly interpolated across gaps in the annual data. We smoothed the resulting continuous record with a 10-year moving average and calculated
the annual rate of sea-level change (Table S1 in the Supplement). Because the tide-gauge locations are not evenly distributed alongshore, to find rates of sea-level change for the full extent of the US Atlantic coast we linearly interpolated rates of sea-level change between tide-gauge stations, and we calculated the median annual rate of sea-level change at each coastal county. To convert a vertical change in sea level to a horizontal change in shoreline position, we shifted shoreline position at each transect up (or down) the cross-shore slope from USGS coastal lidar surveys (Doran et al., 2017) (Table S2). Linking the slope measurements to county shapefiles with a spatial join, we calculated median slope per county and then the horizontal distance that each annual vertical change in sea level moved the shoreline (Fig. 4a).</p>

      <?xmltex \floatpos{t}?><fig id="Ch1.F4" specific-use="star"><?xmltex \currentcnt{4}?><label>Figure 4</label><caption><p id="d1e355">County-scale component <bold>(a)</bold> hazard, <bold>(b)</bold> exposure, <bold>(c)</bold> vulnerability, and <bold>(d)</bold> overall risk evolution over time and <bold>(e–h)</bold> corresponding means, using shoreline-change rates derived from sea-level change as the hazard condition. Each county is scaled by the number of 1 km transects it comprises; not all counties are labelled.</p></caption>
            <?xmltex \igopts{width=455.244094pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f04.png"/>

          </fig>

      <p id="d1e379">The relationship between sea-level change and shoreline position is more
complicated than the one abstracted in our deliberate simplification (Cooper
and Pilkey, 2004; Lentz et al., 2016; Nicholls and Cazenave, 2010). Our
estimation is effectively a “bathtub model” of change, controlled only by
topography with no incorporation of wave-driven sediment transport or other
shoreline dynamics. Bathtub models tend to underpredict shoreline erosion
rates in wave-dominated, sandy barrier settings, such as those of the US mid-Atlantic (Lorenzo-Trueba and Ashton, 2014; Wolinsky and Murray, 2009).
However, for this exercise, our method is useful for its simplicity –
especially given the spatial scales under consideration – and for the
independent estimation of shoreline change that it provides.</p>
</sec>
<sec id="Ch1.S2.SS1.SSS3">
  <label>2.1.3</label><title>Sign convention</title>
      <p id="d1e390">By the sign convention in our calculations, a negative rate of shoreline change denotes accretion (reducing hazard), and a positive rate denotes erosion (increasing hazard) (Fig. 2a, e,<?pagebreak page2500?> and i). Hazard magnitudes are
normalized by the minimum and maximum rates to range between 0 and 1.</p>
</sec>
</sec>
<sec id="Ch1.S2.SS2">
  <label>2.2</label><title>Exposure</title>
      <p id="d1e402">To represent exposure along the US Atlantic coast, we used county-level
census data for the total value (adjusted to 2018 US dollars) of owner-occupied
housing units in 51 coastal (ocean-facing) counties for each decade since 1970 (Table S3) (Minnesota Population Center, 2011). Because property value
data are sparse for the 2010 census community survey (16 Atlantic coastal
counties are missing), we instead used the 2009–2013 census 5-year
survey. Several 5-year census surveys incorporate 2010, but we chose the
2009–2013 survey because it provides full coverage of all the Atlantic
coastal counties, and its mean of total values is closest to the 2010 census
community survey (for those Atlantic<?pagebreak page2501?> coastal counties surveyed in 2010). We
adjusted the county-total values of owner-occupied housing units to 2018 US dollars and divided by the number of transects in each county to yield a proxy for property value per alongshore kilometre. Because of the range of values along the coast, we took a log-transform and normalized the results to fall between 0 and 1 (Figs. 2b, f, j and 3b).</p><?xmltex \hack{\newpage}?>
</sec>
<sec id="Ch1.S2.SS3">
  <label>2.3</label><title>Vulnerability</title>
      <?pagebreak page2502?><p id="d1e414">We represented vulnerability (<inline-formula><mml:math id="M15" display="inline"><mml:mi>V</mml:mi></mml:math></inline-formula>) with a two-part relationship based on beach width (<inline-formula><mml:math id="M16" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) and beach nourishment (<inline-formula><mml:math id="M17" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) over time:
            <disp-formula id="Ch1.E2" content-type="numbered"><label>2</label><mml:math id="M18" display="block"><mml:mrow><mml:mi>V</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">05</mml:mn><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>+</mml:mo><mml:mn mathvariant="normal">05</mml:mn><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub><mml:mo>.</mml:mo></mml:mrow></mml:math></disp-formula>
          <?xmltex \hack{\newpage}?><?xmltex \hack{\noindent}?>Because the value of exposed property is not included in <inline-formula><mml:math id="M19" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> or <inline-formula><mml:math id="M20" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>, this formulation disentangles vulnerability from exposure – a subtle but important conceptual departure from the definition used by the National Research Council (NRC, 2014; Samuels and Gouldby, 2005), which
includes property values in vulnerability.</p>
      <p id="d1e500">We made the beach-width component (<inline-formula><mml:math id="M21" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) inversely related to beach width, such that vulnerability increases as beach width decreases. We
express the normalized beach-width component as
            <disp-formula id="Ch1.E3" content-type="numbered"><label>3</label><mml:math id="M22" display="block"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mstyle displaystyle="true"><mml:mfrac style="display"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>-</mml:mo><mml:mi>x</mml:mi></mml:mrow><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>-</mml:mo><mml:msub><mml:mi>x</mml:mi><mml:mi mathvariant="normal">min</mml:mi></mml:msub></mml:mrow></mml:mfrac></mml:mstyle><mml:mo>,</mml:mo></mml:mrow></mml:math></disp-formula>
          where <inline-formula><mml:math id="M23" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub></mml:mrow></mml:math></inline-formula> is maximum beach width, <inline-formula><mml:math id="M24" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mi mathvariant="normal">min</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> is minimum beach width, and <inline-formula><mml:math id="M25" display="inline"><mml:mi>x</mml:mi></mml:math></inline-formula> is beach width. Because real measurements are unavailable, we assumed that in 1970 all counties had the same initial beach width. (In the results presented here, <inline-formula><mml:math id="M26" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mi mathvariant="normal">min</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">10</mml:mn></mml:mrow></mml:math></inline-formula> m and <inline-formula><mml:math id="M27" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">50</mml:mn></mml:mrow></mml:math></inline-formula> m; see also Table S4.) From this baseline, the county-scale shoreline erodes or accretes according to the linear rate determined by the hazard condition (historical, recent, long term, or derived from sea level). Because we used counties as the smallest spatial unit of comparison, our assumption implies that each county is fronted by beach. The physical geography of the real coastline is, of
course, more spatially heterogeneous. Our analysis is too coarse to capture,
for example, change at isolated pocket beaches in a predominantly rocky
coastline, but counties with rocky coastlines will reflect very low or null
rates of shoreline change. We consider only oceanfront shoreline, and we do not
account for back-bay or estuarine shoreline.</p>
      <p id="d1e614">For the beach-nourishment factor (<inline-formula><mml:math id="M28" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>), we collated beach-nourishment projects since 1970 by county from the beach-nourishment database maintained by the Program for the Study of Developed Shorelines (PSDS, 2017). We took <inline-formula><mml:math id="M29" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> as the running total number of nourishment projects per county (<inline-formula><mml:math id="M30" display="inline"><mml:mrow><mml:msub><mml:mi>n</mml:mi><mml:mi mathvariant="normal">c</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) over time (<inline-formula><mml:math id="M31" display="inline"><mml:mi>t</mml:mi></mml:math></inline-formula>, summed annually), and we normalized <inline-formula><mml:math id="M32" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> by the maximum number of projects among counties as of 2016 (<inline-formula><mml:math id="M33" display="inline"><mml:mrow><mml:msubsup><mml:mi>n</mml:mi><mml:mi mathvariant="normal">c</mml:mi><mml:mo>*</mml:mo></mml:msubsup></mml:mrow></mml:math></inline-formula>), such that the county that nourished the most has <inline-formula><mml:math id="M34" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">1</mml:mn></mml:mrow></mml:math></inline-formula> in 2016. Each county starts with <inline-formula><mml:math id="M35" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0</mml:mn></mml:mrow></mml:math></inline-formula> in 1970, and <inline-formula><mml:math id="M36" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> increases incrementally with every nourishment project within the county boundary:
            <disp-formula id="Ch1.E4" content-type="numbered"><label>4</label><mml:math id="M37" display="block"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mstyle displaystyle="true"><mml:mfrac style="display"><mml:mrow><mml:munderover><mml:mo movablelimits="false">∑</mml:mo><mml:mn mathvariant="normal">1970</mml:mn><mml:mrow><mml:mn mathvariant="normal">1970</mml:mn><mml:mo>+</mml:mo><mml:mi>t</mml:mi></mml:mrow></mml:munderover><mml:msub><mml:mi>n</mml:mi><mml:mi mathvariant="normal">c</mml:mi></mml:msub></mml:mrow><mml:mrow><mml:mi mathvariant="normal">max</mml:mi><mml:mfenced close=")" open="("><mml:mrow><mml:msubsup><mml:mi>n</mml:mi><mml:mi mathvariant="normal">c</mml:mi><mml:mo>*</mml:mo></mml:msubsup></mml:mrow></mml:mfenced></mml:mrow></mml:mfrac></mml:mstyle><mml:mo>.</mml:mo></mml:mrow></mml:math></disp-formula>
          We initiated <inline-formula><mml:math id="M38" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> in 1970 to match the census data for exposure (<inline-formula><mml:math id="M39" display="inline"><mml:mi>E</mml:mi></mml:math></inline-formula>). Because 80 % of beach-nourishment projects on the US Atlantic coast have occurred since 1970, we excluded a relatively small number of events. To test the sensitivity of our vulnerability and risk results to the 1970 start date, we examined the relative effects of (1) initiating <inline-formula><mml:math id="M40" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> from the first nourishment project in our record (in 1930) and (2) excluding the <inline-formula><mml:math id="M41" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> term altogether
(Fig. S1 in the Supplement). Although the risk patterns resulting from
these sensitivity tests changed in detail, their general characteristics did
not.</p>
      <p id="d1e811"><?xmltex \hack{\newpage}?>In our routine, until a county nourishes for the first time, beach width (<inline-formula><mml:math id="M42" display="inline"><mml:mi>x</mml:mi></mml:math></inline-formula>) changes according to the county median linear erosion rate (<inline-formula><mml:math id="M43" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula>):
            <disp-formula id="Ch1.E5" content-type="numbered"><label>5</label><mml:math id="M44" display="block"><mml:mrow><mml:mi>x</mml:mi><mml:mo>(</mml:mo><mml:mi>t</mml:mi><mml:mo>)</mml:mo><mml:mo>=</mml:mo><mml:msub><mml:mi>x</mml:mi><mml:mrow><mml:mi>t</mml:mi><mml:mo>-</mml:mo><mml:mn mathvariant="normal">1</mml:mn></mml:mrow></mml:msub><mml:mo>+</mml:mo><mml:msub><mml:mi mathvariant="italic">γ</mml:mi><mml:mi>t</mml:mi></mml:msub><mml:mo>.</mml:mo></mml:mrow></mml:math></disp-formula>
          The linear erosion rate (<inline-formula><mml:math id="M45" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula>) applied to each county is either the
(pre-normalized) historical, recent, or long-term shoreline-change rate or
the rate derived from sea-level change, depending on the hazard scenario.
The sign convention for <inline-formula><mml:math id="M46" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula> is negative for erosion and positive for
accretion.</p>
      <p id="d1e879">Once a county has nourished – as determined by the empirical dataset of
nourishment projects (PSDS, 2017) – beach width becomes a function of a
linear erosion rate (<inline-formula><mml:math id="M47" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula>), as in Eq. (5), and a nonlinear erosion rate (<inline-formula><mml:math id="M48" display="inline"><mml:mi mathvariant="italic">θ</mml:mi></mml:math></inline-formula>), which is applied to the nourished fraction of the total beach width (<inline-formula><mml:math id="M49" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula>) to capture cross-shore and alongshore diffusion of
nourishment deposition across and along the shoreface (Dean and Dalrymple,
2001; Lazarus et al., 2011; Smith et al., 2009):
            <disp-formula id="Ch1.E6" content-type="numbered"><label>6</label><mml:math id="M50" display="block"><mml:mrow><mml:mi>x</mml:mi><mml:mo>(</mml:mo><mml:mi>t</mml:mi><mml:mo>)</mml:mo><mml:mo>=</mml:mo><mml:mo>(</mml:mo><mml:mn mathvariant="normal">1</mml:mn><mml:mo>-</mml:mo><mml:mi mathvariant="italic">μ</mml:mi><mml:mo>)</mml:mo><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>+</mml:mo><mml:mi mathvariant="italic">μ</mml:mi><mml:msup><mml:mi>e</mml:mi><mml:mrow><mml:mo>-</mml:mo><mml:mi mathvariant="italic">θ</mml:mi><mml:mi>t</mml:mi></mml:mrow></mml:msup><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>+</mml:mo><mml:munderover><mml:mo movablelimits="false">∑</mml:mo><mml:mn mathvariant="normal">1</mml:mn><mml:mi>t</mml:mi></mml:munderover><mml:msub><mml:mi mathvariant="italic">γ</mml:mi><mml:mi>t</mml:mi></mml:msub><mml:mo>,</mml:mo></mml:mrow></mml:math></disp-formula>
          where <inline-formula><mml:math id="M51" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub></mml:mrow></mml:math></inline-formula> is maximum beach width, <inline-formula><mml:math id="M52" display="inline"><mml:mi mathvariant="italic">θ</mml:mi></mml:math></inline-formula> is nonlinear erosion rate,
<inline-formula><mml:math id="M53" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula> is the fraction of the total beach width that the nonlinear rate
applies to, <inline-formula><mml:math id="M54" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula> is linear erosion rate, and <inline-formula><mml:math id="M55" display="inline"><mml:mi>t</mml:mi></mml:math></inline-formula> is the number of years
since the last nourishment project. If a county nourishes at least once in a
given year, its beach is restored to a maximum width in that year before it
begins to erode. (Our minimum temporal increment was 1 year, and we assumed
that nourishment always occurs at the end of a given year.) Maximum beach
width (<inline-formula><mml:math id="M56" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub></mml:mrow></mml:math></inline-formula>), nonlinear erosion rate (<inline-formula><mml:math id="M57" display="inline"><mml:mi mathvariant="italic">θ</mml:mi></mml:math></inline-formula>), and the fraction of
beach width affected by the nonlinear rate (<inline-formula><mml:math id="M58" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula>) are variables applied
to the full spatial domain. Beach width (at the county scale) thus changes
at a linear rate (<inline-formula><mml:math id="M59" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula>), where a negative value is erosion and a
positive value is accretion, with an additional nonlinear erosion rate (<inline-formula><mml:math id="M60" display="inline"><mml:mi mathvariant="italic">θ</mml:mi></mml:math></inline-formula>) over a fraction of the beach (<inline-formula><mml:math id="M61" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula>) when nourishment occurs,
until the beach is restored to maximum width by a subsequent nourishment
project or reaches a specified minimum width (here 10 m). The <inline-formula><mml:math id="M62" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> term is ultimately normalized by the maximum and minimum beach widths.</p>
      <p id="d1e1068">Because vulnerability is normalized, the minimum beach width that we specify
(<inline-formula><mml:math id="M63" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mi mathvariant="normal">min</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">10</mml:mn></mml:mrow></mml:math></inline-formula> m) affects the length of time it takes to reach maximum <inline-formula><mml:math id="M64" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> but does not affect the overall magnitude of <inline-formula><mml:math id="M65" display="inline"><mml:mi>V</mml:mi></mml:math></inline-formula>. A wider minimum threshold means that <inline-formula><mml:math id="M66" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> reaches a maximum faster, and vice versa. We used a minimum width of 10 m to avoid the numerical instabilities in <inline-formula><mml:math id="M67" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> that arise with a minimum width equal to or less than 0 m. The minimum width threshold does not affect the cumulative beach-nourishment factor.</p>
      <?pagebreak page2503?><p id="d1e1126">We test the effect of altering <inline-formula><mml:math id="M68" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub></mml:mrow></mml:math></inline-formula>, <inline-formula><mml:math id="M69" display="inline"><mml:mi mathvariant="italic">θ</mml:mi></mml:math></inline-formula>, and <inline-formula><mml:math id="M70" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula> on both
vulnerability and risk, under historical hazard and linear erosion rates
(Fig. S1; Table S4). Sensitivity testing shows that vulnerability over time
is highest in the case of a narrow beach (<inline-formula><mml:math id="M71" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">25</mml:mn></mml:mrow></mml:math></inline-formula> m) with a high nonlinear erosion rate (<inline-formula><mml:math id="M72" display="inline"><mml:mrow><mml:mi mathvariant="italic">θ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.75</mml:mn></mml:mrow></mml:math></inline-formula>) affecting a large fraction of the beach (<inline-formula><mml:math id="M73" display="inline"><mml:mrow><mml:mi mathvariant="italic">μ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.75</mml:mn></mml:mrow></mml:math></inline-formula>). Vulnerability over time is lowest in the opposite case (<inline-formula><mml:math id="M74" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">100</mml:mn></mml:mrow></mml:math></inline-formula> m, <inline-formula><mml:math id="M75" display="inline"><mml:mrow><mml:mi mathvariant="italic">θ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.05</mml:mn></mml:mrow></mml:math></inline-formula>, <inline-formula><mml:math id="M76" display="inline"><mml:mrow><mml:mi mathvariant="italic">μ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.25</mml:mn></mml:mrow></mml:math></inline-formula>) (Fig. S1). In calculating our results, we used a case in the middle of these extremes (<inline-formula><mml:math id="M77" display="inline"><mml:mrow><mml:msub><mml:mi>x</mml:mi><mml:mn mathvariant="normal">0</mml:mn></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">50</mml:mn></mml:mrow></mml:math></inline-formula> m, <inline-formula><mml:math id="M78" display="inline"><mml:mrow><mml:mi mathvariant="italic">θ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.5</mml:mn></mml:mrow></mml:math></inline-formula>, <inline-formula><mml:math id="M79" display="inline"><mml:mrow><mml:mi mathvariant="italic">μ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.33</mml:mn></mml:mrow></mml:math></inline-formula>), applying a value of <inline-formula><mml:math id="M80" display="inline"><mml:mi mathvariant="italic">μ</mml:mi></mml:math></inline-formula> similar to the value (<inline-formula><mml:math id="M81" display="inline"><mml:mrow><mml:mi mathvariant="italic">μ</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.35</mml:mn></mml:mrow></mml:math></inline-formula>) used by Smith et al. (2009) and Lazarus et al. (2011).</p>
      <p id="d1e1292">Like a ratchet, the cumulative beach-nourishment factor (<inline-formula><mml:math id="M82" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) increases each time a county nourishes. This assumption represents the fact that nourishment projects for shoreline protection (as opposed to reactionary
projects for emergency storm response) are cyclical within multi-decadal
programmes (NRC, 1995, 2014). Nourishment at a given site rarely occurs only
once. A community that initiates a nourishment programme will likely depend
on periodic nourishment into the future. By comparison, the beach-width
factor (<inline-formula><mml:math id="M83" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) is more dynamic, reflecting the oscillatory behaviour of a nourishment cycle at multi-annual timescales by dropping to a minimum after a nourishment project (as the wide beach buffers property from hazard) and then increasing as the nourished beach erodes and coastal properties become more susceptible to hazard.</p>
</sec>
<sec id="Ch1.S2.SS4">
  <label>2.4</label><title>Statistical tests</title>
      <p id="d1e1326">We examine relationships between the resulting spatial distributions of
hazard, exposure, and vulnerability over time using a Kolmogorov–Smirnov
test that quantifies, to 95 % confidence, relative differences between
pairs of distributions. A Kolmogorov–Smirnov test does not require parametric distributions, and it evaluates the null hypothesis that a given
pair of distributions are sampled from the same parent distribution. Rejection of the null hypothesis thus means the distributions are
significantly different.</p>
</sec>
</sec>
<sec id="Ch1.S3">
  <label>3</label><title>Results</title>
<sec id="Ch1.S3.SS1">
  <label>3.1</label><title>Risk trajectories</title>
      <p id="d1e1345">Our data-driven model generates a pattern of coastal risk that varies in
space and time at the county scale along the US Atlantic coast (Fig. 1). From 1970, each county generates its own risk trajectory that represents the
interaction of hazard, exposure, and vulnerability in that county (Fig. 1a). For visualization and analysis, we scaled each county by the number of 1 km transects they comprise (Fig. 1a). The result is a matrix of 2386 km over 47 years, in which each of the 2386 (1 km) rows is associated with a county. Alongshore mean values for the whole US Atlantic coast are taken from the full matrix so that they reflect the relative alongshore scale of each county (Fig. 1b).</p>
      <p id="d1e1348">We find that the collective trajectory of risk increases from 1970 to 2016
for all hazard scenarios – despite the occurrence of 998 beach-nourishment
projects, ostensibly intended to reduce risk, during the same period (Figs. 2 and 3). The influence of beach-nourishment projects on vulnerability means
that county-scale risk varies over time even if hazard forcing remains
constant. Because hazard based on measured shoreline change (historical,
recent, and long term) is spatially variable but temporally static (Figs. 2
and 3), changes in risk over time under this model condition are driven by
either exposure or vulnerability.</p>
      <p id="d1e1351">The overall risk trajectory also increases with the spatio-temporally
variable hazard condition derived from rates of sea-level rise (Fig. 4). The
alongshore mean rate derived from sea-level rise shows close agreement with
the mean recent shoreline-change rate, suggesting that our simplified
bathtub representation of hazard is a reasonable proxy on a multi-decadal
timescale (Fig. 5), even though bathtub models tend to underestimate
shoreline erosion rates along barrier coastlines (Lorenzo-Trueba and Ashton,
2014; Wolinsky and Murray, 2009).</p>

      <?xmltex \floatpos{t}?><fig id="Ch1.F5"><?xmltex \currentcnt{5}?><label>Figure 5</label><caption><p id="d1e1357">Comparative evolution of mean risk over time under different
representations of shoreline-change rate (hazard condition): historical (solid black), recent (dashed black), long term (dotted black), and derived from sea level (red).</p></caption>
          <?xmltex \igopts{width=170.716535pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f05.png"/>

        </fig>

      <?xmltex \floatpos{t}?><fig id="Ch1.F6" specific-use="star"><?xmltex \currentcnt{6}?><label>Figure 6</label><caption><p id="d1e1368">Evolution of <bold>(a–c)</bold> mean components and <bold>(d)</bold> risk for Plymouth County, Massachusetts, and <bold>(e–h)</bold> Ocean County, New Jersey. Line type indicates results under a given hazard condition. Note that the vulnerability time series for Ocean County <bold>(g)</bold> shows the “ratchet effect” of cumulative vulnerability from repeated beach-nourishment episodes.</p></caption>
          <?xmltex \igopts{width=398.338583pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f06.png"/>

        </fig>

      <?pagebreak page2504?><p id="d1e1389">Individually, not all counties register rising risk trajectories over time.
To compare how individual counties contribute to mean risk, we ranked each
county by its risk index in 2016 (Table 1). We also examined in detail two
examples of how individual counties responded to different hazards and
beach-nourishment cycles (Fig. 6). Plymouth County, Massachusetts,
demonstrates how vulnerability may respond to linear erosion rates (<inline-formula><mml:math id="M84" display="inline"><mml:mi mathvariant="italic">γ</mml:mi></mml:math></inline-formula>) that vary from eroding (negative, under the historical condition), to
static (under the long-term and sea-level-derived conditions), to
accreting (positive, under the recent condition) (Fig. 6a–d). Ocean
County, New Jersey, demonstrates how the cumulative beach-nourishment factor (<inline-formula><mml:math id="M85" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) can drive up risk (Fig. 6e–h). There, <inline-formula><mml:math id="M86" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> causes the local maxima and minima in vulnerability to increase over time (Fig. 6g), such that even when beaches are at full width, exposed property is still subject to vulnerability <inline-formula><mml:math id="M87" display="inline"><mml:mrow><mml:mi>V</mml:mi><mml:mo>&gt;</mml:mo><mml:mn mathvariant="normal">0</mml:mn></mml:mrow></mml:math></inline-formula>. Ocean County highlights how the cumulative beach-nourishment factor functions as a ratchet that forces vulnerability to only increase over time. Because not every county practices beach nourishment, it is possible for a county to have
<inline-formula><mml:math id="M88" display="inline"><mml:mrow><mml:mi>V</mml:mi><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0</mml:mn></mml:mrow></mml:math></inline-formula> if its shoreline is accreting (e.g. Camden and McIntosh counties, Georgia). A county that never nourishes will have a <inline-formula><mml:math id="M89" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0</mml:mn></mml:mrow></mml:math></inline-formula>, and if a county nourishes only once or twice then their <inline-formula><mml:math id="M90" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> will remain negligible (but not negative). However, mean vulnerability is greater – and therefore mean risk is greater – when <inline-formula><mml:math id="M91" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> is left out (<inline-formula><mml:math id="M92" display="inline"><mml:mrow><mml:mi>V</mml:mi><mml:mo>=</mml:mo><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bw</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>) (Fig. S1c and d) because its inclusion makes vulnerability less sensitive to changes in beach width. For example, a county that does not nourish could have a narrow beach but a low <inline-formula><mml:math id="M93" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> and therefore a lower vulnerability score than if its vulnerability were only a function of beach width.</p>

<?xmltex \floatpos{t}?><table-wrap id="Ch1.T1" specific-use="star"><?xmltex \currentcnt{1}?><label>Table 1</label><caption><p id="d1e1512">Counties ranked by risk in 2016, calculated with historic, long-term, recent, and sea-level-derived shoreline-change rates.</p></caption><oasis:table frame="topbot"><?xmltex \begin{scaleboxenv}{.83}[.83]?><oasis:tgroup cols="16">
     <oasis:colspec colnum="1" colname="col1" align="left"/>
     <oasis:colspec colnum="2" colname="col2" align="left"/>
     <oasis:colspec colnum="3" colname="col3" align="left"/>
     <oasis:colspec colnum="4" colname="col4" align="right"/>
     <oasis:colspec colnum="5" colname="col5" align="left"/>
     <oasis:colspec colnum="6" colname="col6" align="left"/>
     <oasis:colspec colnum="7" colname="col7" align="left"/>
     <oasis:colspec colnum="8" colname="col8" align="right"/>
     <oasis:colspec colnum="9" colname="col9" align="left"/>
     <oasis:colspec colnum="10" colname="col10" align="left"/>
     <oasis:colspec colnum="11" colname="col11" align="left"/>
     <oasis:colspec colnum="12" colname="col12" align="right"/>
     <oasis:colspec colnum="13" colname="col13" align="left"/>
     <oasis:colspec colnum="14" colname="col14" align="left"/>
     <oasis:colspec colnum="15" colname="col15" align="left"/>
     <oasis:colspec colnum="16" colname="col16" align="center"/>
     <oasis:thead>
       <oasis:row>
         <oasis:entry colname="col1"/>
         <oasis:entry rowsep="1" namest="col2" nameend="col4" align="center">Historical </oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry rowsep="1" namest="col6" nameend="col8" align="center">Long-term </oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry rowsep="1" namest="col10" nameend="col12" align="center">Recent </oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry rowsep="1" namest="col14" nameend="col16" align="center">Sea-level-derived </oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">Rank</oasis:entry>
         <oasis:entry colname="col2">County</oasis:entry>
         <oasis:entry colname="col3">State</oasis:entry>
         <oasis:entry colname="col4">2016</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">County</oasis:entry>
         <oasis:entry colname="col7">State</oasis:entry>
         <oasis:entry colname="col8">2016</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">County</oasis:entry>
         <oasis:entry colname="col11">State</oasis:entry>
         <oasis:entry colname="col12">2016</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">County</oasis:entry>
         <oasis:entry colname="col15">State</oasis:entry>
         <oasis:entry colname="col16">2016</oasis:entry>
       </oasis:row>
       <oasis:row rowsep="1">
         <oasis:entry colname="col1"/>
         <oasis:entry colname="col2"/>
         <oasis:entry colname="col3"/>
         <oasis:entry colname="col4">risk</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6"/>
         <oasis:entry colname="col7"/>
         <oasis:entry colname="col8">risk</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10"/>
         <oasis:entry colname="col11"/>
         <oasis:entry colname="col12">risk</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14"/>
         <oasis:entry colname="col15"/>
         <oasis:entry colname="col16">risk</oasis:entry>
       </oasis:row>
     </oasis:thead>
     <oasis:tbody>
       <oasis:row>
         <oasis:entry colname="col1">1</oasis:entry>
         <oasis:entry colname="col2">Norfolk</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.4176</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Sussex</oasis:entry>
         <oasis:entry colname="col7">DE</oasis:entry>
         <oasis:entry colname="col8">0.1303</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Essex</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.1451</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Cape May</oasis:entry>
         <oasis:entry colname="col15">NJ</oasis:entry>
         <oasis:entry colname="col16">0.0995</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">2</oasis:entry>
         <oasis:entry colname="col2">Sussex</oasis:entry>
         <oasis:entry colname="col3">DE</oasis:entry>
         <oasis:entry colname="col4">0.1456</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Jasper</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.1176</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Liberty</oasis:entry>
         <oasis:entry colname="col11">GA</oasis:entry>
         <oasis:entry colname="col12">0.1304</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Sussex</oasis:entry>
         <oasis:entry colname="col15">DE</oasis:entry>
         <oasis:entry colname="col16">0.0899</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">3</oasis:entry>
         <oasis:entry colname="col2">Plymouth</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.1427</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Liberty</oasis:entry>
         <oasis:entry colname="col7">GA</oasis:entry>
         <oasis:entry colname="col8">0.1171</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Accomack</oasis:entry>
         <oasis:entry colname="col11">VA</oasis:entry>
         <oasis:entry colname="col12">0.1130</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Miami-Dade</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0809</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">4</oasis:entry>
         <oasis:entry colname="col2">Northampton</oasis:entry>
         <oasis:entry colname="col3">VA</oasis:entry>
         <oasis:entry colname="col4">0.1400</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Hyde</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0999</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Sussex</oasis:entry>
         <oasis:entry colname="col11">DE</oasis:entry>
         <oasis:entry colname="col12">0.1010</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Palm Beach</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0807</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">5</oasis:entry>
         <oasis:entry colname="col2">Jasper</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.1382</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Dukes</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0946</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Bristol</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0867</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Queens</oasis:entry>
         <oasis:entry colname="col15">NY</oasis:entry>
         <oasis:entry colname="col16">0.0763</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">6</oasis:entry>
         <oasis:entry colname="col2">Hyde</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.1328</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Nantucket</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0924</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Nantucket</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0790</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Duval</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0661</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">7</oasis:entry>
         <oasis:entry colname="col2">Nantucket</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.1026</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Beaufort</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.0828</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Palm Beach</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0696</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Monmouth</oasis:entry>
         <oasis:entry colname="col15">NJ</oasis:entry>
         <oasis:entry colname="col16">0.0647</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">8</oasis:entry>
         <oasis:entry colname="col2">Liberty</oasis:entry>
         <oasis:entry colname="col3">GA</oasis:entry>
         <oasis:entry colname="col4">0.1009</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Virginia Beach</oasis:entry>
         <oasis:entry colname="col7">VA</oasis:entry>
         <oasis:entry colname="col8">0.0808</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Currituck</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0682</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Virginia Beach</oasis:entry>
         <oasis:entry colname="col15">VA</oasis:entry>
         <oasis:entry colname="col16">0.0640</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">9</oasis:entry>
         <oasis:entry colname="col2">Dukes</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.1008</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Palm Beach</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0806</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Queens</oasis:entry>
         <oasis:entry colname="col11">NY</oasis:entry>
         <oasis:entry colname="col12">0.0642</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Norfolk</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0637</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">10</oasis:entry>
         <oasis:entry colname="col2">Beaufort</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.1002</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Northampton</oasis:entry>
         <oasis:entry colname="col7">VA</oasis:entry>
         <oasis:entry colname="col8">0.0798</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Barnstable</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0634</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">New Hanover</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0621</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">11</oasis:entry>
         <oasis:entry colname="col2">Charleston</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.0953</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Cape May</oasis:entry>
         <oasis:entry colname="col7">NJ</oasis:entry>
         <oasis:entry colname="col8">0.0787</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Brunswick</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0497</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Suffolk</oasis:entry>
         <oasis:entry colname="col15">NY</oasis:entry>
         <oasis:entry colname="col16">0.0613</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">12</oasis:entry>
         <oasis:entry colname="col2">Virginia Beach</oasis:entry>
         <oasis:entry colname="col3">VA</oasis:entry>
         <oasis:entry colname="col4">0.0949</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Charleston</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.0732</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">New Hanover</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0488</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Brunswick</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0529</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">13</oasis:entry>
         <oasis:entry colname="col2">Palm Beach</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0940</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Monmouth</oasis:entry>
         <oasis:entry colname="col7">NJ</oasis:entry>
         <oasis:entry colname="col8">0.0700</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Atlantic</oasis:entry>
         <oasis:entry colname="col11">NJ</oasis:entry>
         <oasis:entry colname="col12">0.0435</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Martin</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0512</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">14</oasis:entry>
         <oasis:entry colname="col2">Monmouth</oasis:entry>
         <oasis:entry colname="col3">NJ</oasis:entry>
         <oasis:entry colname="col4">0.0895</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">New Hanover</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0700</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Brevard</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0420</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Beaufort</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0495</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">15</oasis:entry>
         <oasis:entry colname="col2">Barnstable</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.0841</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Suffolk</oasis:entry>
         <oasis:entry colname="col7">NY</oasis:entry>
         <oasis:entry colname="col8">0.0618</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Washington</oasis:entry>
         <oasis:entry colname="col11">RI</oasis:entry>
         <oasis:entry colname="col12">0.0419</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Charleston</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0490</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">16</oasis:entry>
         <oasis:entry colname="col2">Miami-Dade</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0758</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Brunswick</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0610</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Indian River</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0412</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Atlantic</oasis:entry>
         <oasis:entry colname="col15">NJ</oasis:entry>
         <oasis:entry colname="col16">0.0484</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">17</oasis:entry>
         <oasis:entry colname="col2">Ocean</oasis:entry>
         <oasis:entry colname="col3">NJ</oasis:entry>
         <oasis:entry colname="col4">0.0737</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Ocean</oasis:entry>
         <oasis:entry colname="col7">NJ</oasis:entry>
         <oasis:entry colname="col8">0.0583</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Virginia Beach</oasis:entry>
         <oasis:entry colname="col11">VA</oasis:entry>
         <oasis:entry colname="col12">0.0405</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Horry</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0483</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">18</oasis:entry>
         <oasis:entry colname="col2">New Hanover</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0711</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Martin</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0549</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Colleton</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0.0403</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Nassau</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0467</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">19</oasis:entry>
         <oasis:entry colname="col2">Cape May</oasis:entry>
         <oasis:entry colname="col3">NJ</oasis:entry>
         <oasis:entry colname="col4">0.0711</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Norfolk</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0542</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Charleston</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0.0389</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Essex</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0463</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">20</oasis:entry>
         <oasis:entry colname="col2">Martin</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0708</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Queens</oasis:entry>
         <oasis:entry colname="col7">NY</oasis:entry>
         <oasis:entry colname="col8">0.0514</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Cape May</oasis:entry>
         <oasis:entry colname="col11">NJ</oasis:entry>
         <oasis:entry colname="col12">0.0366</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Nassau</oasis:entry>
         <oasis:entry colname="col15">NY</oasis:entry>
         <oasis:entry colname="col16">0.0461</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">21</oasis:entry>
         <oasis:entry colname="col2">Accomack</oasis:entry>
         <oasis:entry colname="col3">VA</oasis:entry>
         <oasis:entry colname="col4">0.0694</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Miami-Dade</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0497</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Ocean</oasis:entry>
         <oasis:entry colname="col11">NJ</oasis:entry>
         <oasis:entry colname="col12">0.0365</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Brevard</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0456</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">22</oasis:entry>
         <oasis:entry colname="col2">Duval</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0692</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Colleton</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.0481</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">St. Lucie</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0350</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Broward</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0453</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">23</oasis:entry>
         <oasis:entry colname="col2">Brunswick</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0690</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Barnstable</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0460</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Pender</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0350</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Bristol</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0444</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">24</oasis:entry>
         <oasis:entry colname="col2">Essex</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.0639</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Plymouth</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0457</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Martin</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0330</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Volusia</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0439</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">25</oasis:entry>
         <oasis:entry colname="col2">Suffolk</oasis:entry>
         <oasis:entry colname="col3">NY</oasis:entry>
         <oasis:entry colname="col4">0.0596</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Duval</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0437</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Carteret</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0328</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Plymouth</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0438</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">26</oasis:entry>
         <oasis:entry colname="col2">Colleton</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.0578</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Essex</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0427</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Suffolk</oasis:entry>
         <oasis:entry colname="col11">NY</oasis:entry>
         <oasis:entry colname="col12">0.0308</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Ocean</oasis:entry>
         <oasis:entry colname="col15">NJ</oasis:entry>
         <oasis:entry colname="col16">0.0395</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">27</oasis:entry>
         <oasis:entry colname="col2">Horry</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.0545</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Brevard</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0419</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Dare</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0302</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Washington</oasis:entry>
         <oasis:entry colname="col15">RI</oasis:entry>
         <oasis:entry colname="col16">0.0382</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">28</oasis:entry>
         <oasis:entry colname="col2">Bristol</oasis:entry>
         <oasis:entry colname="col3">MA</oasis:entry>
         <oasis:entry colname="col4">0.0484</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Washington</oasis:entry>
         <oasis:entry colname="col7">RI</oasis:entry>
         <oasis:entry colname="col8">0.0411</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Norfolk</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0296</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Barnstable</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0380</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">29</oasis:entry>
         <oasis:entry colname="col2">Broward</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0468</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Bristol</oasis:entry>
         <oasis:entry colname="col7">MA</oasis:entry>
         <oasis:entry colname="col8">0.0397</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Beaufort</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0.0287</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">St. Johns</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0376</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">30</oasis:entry>
         <oasis:entry colname="col2">Brevard</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0455</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Horry</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.0377</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Broward</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0282</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Indian River</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0372</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">31</oasis:entry>
         <oasis:entry colname="col2">Queens</oasis:entry>
         <oasis:entry colname="col3">NY</oasis:entry>
         <oasis:entry colname="col4">0.0415</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Broward</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0377</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Worcester</oasis:entry>
         <oasis:entry colname="col11">MD</oasis:entry>
         <oasis:entry colname="col12">0.0271</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Glynn</oasis:entry>
         <oasis:entry colname="col15">GA</oasis:entry>
         <oasis:entry colname="col16">0.0371</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">32</oasis:entry>
         <oasis:entry colname="col2">Currituck</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0408</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">St. Lucie</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0354</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Horry</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0.0252</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Carteret</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0369</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">33</oasis:entry>
         <oasis:entry colname="col2">St. Lucie</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0402</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Indian River</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0350</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Monmouth</oasis:entry>
         <oasis:entry colname="col11">NJ</oasis:entry>
         <oasis:entry colname="col12">0.0225</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Pender</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0360</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">34</oasis:entry>
         <oasis:entry colname="col2">Pender</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0370</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Dare</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0348</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Dukes</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0223</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Colleton</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0321</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">35</oasis:entry>
         <oasis:entry colname="col2">Washington</oasis:entry>
         <oasis:entry colname="col3">RI</oasis:entry>
         <oasis:entry colname="col4">0.0364</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Accomack</oasis:entry>
         <oasis:entry colname="col7">VA</oasis:entry>
         <oasis:entry colname="col8">0.0346</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Volusia</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0190</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Chatham</oasis:entry>
         <oasis:entry colname="col15">GA</oasis:entry>
         <oasis:entry colname="col16">0.0321</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">36</oasis:entry>
         <oasis:entry colname="col2">Dare</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0364</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Carteret</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0333</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Nassau</oasis:entry>
         <oasis:entry colname="col11">NY</oasis:entry>
         <oasis:entry colname="col12">0.0161</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">St. Lucie</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0318</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">37</oasis:entry>
         <oasis:entry colname="col2">Worcester</oasis:entry>
         <oasis:entry colname="col3">MD</oasis:entry>
         <oasis:entry colname="col4">0.0346</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Worcester</oasis:entry>
         <oasis:entry colname="col7">MD</oasis:entry>
         <oasis:entry colname="col8">0.0323</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Onslow</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0157</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Worcester</oasis:entry>
         <oasis:entry colname="col15">MD</oasis:entry>
         <oasis:entry colname="col16">0.0312</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">38</oasis:entry>
         <oasis:entry colname="col2">Indian River</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0344</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Pender</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0317</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">St. Johns</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0156</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Dukes</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0275</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">39</oasis:entry>
         <oasis:entry colname="col2">Nassau</oasis:entry>
         <oasis:entry colname="col3">NY</oasis:entry>
         <oasis:entry colname="col4">0.0314</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Currituck</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0315</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Georgetown</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0.0155</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Nantucket</oasis:entry>
         <oasis:entry colname="col15">MA</oasis:entry>
         <oasis:entry colname="col16">0.0274</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">40</oasis:entry>
         <oasis:entry colname="col2">Glynn</oasis:entry>
         <oasis:entry colname="col3">GA</oasis:entry>
         <oasis:entry colname="col4">0.0311</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Atlantic</oasis:entry>
         <oasis:entry colname="col7">NJ</oasis:entry>
         <oasis:entry colname="col8">0.0303</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Chatham</oasis:entry>
         <oasis:entry colname="col11">GA</oasis:entry>
         <oasis:entry colname="col12">0.0143</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Dare</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0253</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">41</oasis:entry>
         <oasis:entry colname="col2">Nassau</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0276</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Volusia</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0299</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Miami-Dade</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0079</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Hyde</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0190</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">42</oasis:entry>
         <oasis:entry colname="col2">Volusia</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0271</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">St. Johns</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0287</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">McIntosh</oasis:entry>
         <oasis:entry colname="col11">GA</oasis:entry>
         <oasis:entry colname="col12">0.0057</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Georgetown</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0188</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">43</oasis:entry>
         <oasis:entry colname="col2">Atlantic</oasis:entry>
         <oasis:entry colname="col3">NJ</oasis:entry>
         <oasis:entry colname="col4">0.0268</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Nassau</oasis:entry>
         <oasis:entry colname="col7">NY</oasis:entry>
         <oasis:entry colname="col8">0.0222</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Glynn</oasis:entry>
         <oasis:entry colname="col11">GA</oasis:entry>
         <oasis:entry colname="col12">0.0011</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Onslow</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0132</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">44</oasis:entry>
         <oasis:entry colname="col2">St. Johns</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0260</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Glynn</oasis:entry>
         <oasis:entry colname="col7">GA</oasis:entry>
         <oasis:entry colname="col8">0.0184</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Plymouth</oasis:entry>
         <oasis:entry colname="col11">MA</oasis:entry>
         <oasis:entry colname="col12">0.0010</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Camden</oasis:entry>
         <oasis:entry colname="col15">GA</oasis:entry>
         <oasis:entry colname="col16">0.0083</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">45</oasis:entry>
         <oasis:entry colname="col2">Carteret</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0248</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Georgetown</oasis:entry>
         <oasis:entry colname="col7">SC</oasis:entry>
         <oasis:entry colname="col8">0.0182</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Nassau</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0.0008</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Northampton</oasis:entry>
         <oasis:entry colname="col15">VA</oasis:entry>
         <oasis:entry colname="col16">0.0078</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">46</oasis:entry>
         <oasis:entry colname="col2">Flagler</oasis:entry>
         <oasis:entry colname="col3">FL</oasis:entry>
         <oasis:entry colname="col4">0.0223</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Nassau</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0.0170</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Hyde</oasis:entry>
         <oasis:entry colname="col11">NC</oasis:entry>
         <oasis:entry colname="col12">0.0006</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Jasper</oasis:entry>
         <oasis:entry colname="col15">SC</oasis:entry>
         <oasis:entry colname="col16">0.0069</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">47</oasis:entry>
         <oasis:entry colname="col2">Georgetown</oasis:entry>
         <oasis:entry colname="col3">SC</oasis:entry>
         <oasis:entry colname="col4">0.0206</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Onslow</oasis:entry>
         <oasis:entry colname="col7">NC</oasis:entry>
         <oasis:entry colname="col8">0.0128</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Flagler</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Liberty</oasis:entry>
         <oasis:entry colname="col15">GA</oasis:entry>
         <oasis:entry colname="col16">0.0061</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">48</oasis:entry>
         <oasis:entry colname="col2">Onslow</oasis:entry>
         <oasis:entry colname="col3">NC</oasis:entry>
         <oasis:entry colname="col4">0.0136</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Chatham</oasis:entry>
         <oasis:entry colname="col7">GA</oasis:entry>
         <oasis:entry colname="col8">0.0007</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Duval</oasis:entry>
         <oasis:entry colname="col11">FL</oasis:entry>
         <oasis:entry colname="col12">0</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Accomack</oasis:entry>
         <oasis:entry colname="col15">VA</oasis:entry>
         <oasis:entry colname="col16">0.0058</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">49</oasis:entry>
         <oasis:entry colname="col2">Chatham</oasis:entry>
         <oasis:entry colname="col3">GA</oasis:entry>
         <oasis:entry colname="col4">0.0005</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Flagler</oasis:entry>
         <oasis:entry colname="col7">FL</oasis:entry>
         <oasis:entry colname="col8">0</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Camden</oasis:entry>
         <oasis:entry colname="col11">GA</oasis:entry>
         <oasis:entry colname="col12">0</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">McIntosh</oasis:entry>
         <oasis:entry colname="col15">GA</oasis:entry>
         <oasis:entry colname="col16">0.0053</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">50</oasis:entry>
         <oasis:entry colname="col2">Camden</oasis:entry>
         <oasis:entry colname="col3">GA</oasis:entry>
         <oasis:entry colname="col4">0</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">Camden</oasis:entry>
         <oasis:entry colname="col7">GA</oasis:entry>
         <oasis:entry colname="col8">0</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Jasper</oasis:entry>
         <oasis:entry colname="col11">SC</oasis:entry>
         <oasis:entry colname="col12">0</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Currituck</oasis:entry>
         <oasis:entry colname="col15">NC</oasis:entry>
         <oasis:entry colname="col16">0.0050</oasis:entry>
       </oasis:row>
       <oasis:row>
         <oasis:entry colname="col1">51</oasis:entry>
         <oasis:entry colname="col2">McIntosh</oasis:entry>
         <oasis:entry colname="col3">GA</oasis:entry>
         <oasis:entry colname="col4">0</oasis:entry>
         <oasis:entry colname="col5"/>
         <oasis:entry colname="col6">McIntosh</oasis:entry>
         <oasis:entry colname="col7">GA</oasis:entry>
         <oasis:entry colname="col8">0</oasis:entry>
         <oasis:entry colname="col9"/>
         <oasis:entry colname="col10">Northampton</oasis:entry>
         <oasis:entry colname="col11">VA</oasis:entry>
         <oasis:entry colname="col12">0</oasis:entry>
         <oasis:entry colname="col13"/>
         <oasis:entry colname="col14">Flagler</oasis:entry>
         <oasis:entry colname="col15">FL</oasis:entry>
         <oasis:entry colname="col16">0.0021</oasis:entry>
       </oasis:row>
     </oasis:tbody>
   </oasis:tgroup><?xmltex \end{scaleboxenv}?></oasis:table></table-wrap>

      <p id="d1e4234">Alongshore mean risk in our model also increases because of a
well-documented national trend in exposure (NOAA, 2013). Exposure in an
individual county may increase or decrease from one decade to the next, but
mean exposure along the full span of the coast increases over time (NOAA,
2013; Union of Concerned Scientists, 2018). The 51 coastal counties in this
analysis represent 1.6 % of all US counties, but since 1970 have
constituted 6.9 %–9.25 % of the total value of all owner-occupied housing units in the country (Fig. S2). Thus, while our data-driven model includes simplifying assumptions, we suggest that the increasing risk trends in our findings represent a real phenomenon since exposure has risen at the coast decade for decade in real terms, and our cumulative beach-nourishment factor both dampens mean vulnerability and highlights the reality of long-term risk in counties that nourish continually.</p>
</sec>
<sec id="Ch1.S3.SS2">
  <label>3.2</label><title>Component relationships</title>
      <p id="d1e4245">Finally, we compared the statistical distributions of exposure in high- and
low-hazard counties and in high- and low-intensity-nourishing counties (as
an aspect of vulnerability), to examine whether the three components of
risk, as we represent them, reflect temporal interrelationships. In keeping
with the scaled stripes in Figs. 1, 2, and 4, we present these
distributions (Figs. 7 and 8) at the transect scale rather than the county
scale to better represent the contributions of counties by their coastal
extents. For example, Queens County, NY, hosts a high density of exposure
per alongshore kilometre – very high exposure and a short coastline – and
contributes only four transects to the total (Fig. 2). Likewise, because of
its size, Dare County, NC, has both high exposure and a longer shoreline,
resulting in a lower value of exposure per alongshore kilometre that
accounts for over 100 transects of the domain. Overall, Dare County is less
densely developed than Queens County. However, our treatment of exposure
does overlook concentrated areas of high-density development within
otherwise low-density counties – hotspots at which hazard, exposure, and
vulnerability (i.e. nourishment activity) may be closely related.</p>

      <?xmltex \floatpos{t}?><fig id="Ch1.F7" specific-use="star"><?xmltex \currentcnt{7}?><label>Figure 7</label><caption><p id="d1e4250">Transect-level distribution of exposure per coastal kilometre, by
decade, under <bold>(a–h)</bold> high and low historical and <bold>(i–p)</bold> high and low recent shoreline-change hazard. “High” hazard here is a value greater than 0.272 (the normalized value for a shoreline-change rate of zero); “low” hazard is a value greater than 0.272. High hazard therefore indicates erosion, and low hazard indicates accretion. Summary statistics for these distributions are provided in Table S5.</p></caption>
          <?xmltex \igopts{width=455.244094pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f07.png"/>

        </fig>

      <?xmltex \floatpos{t}?><fig id="Ch1.F8" specific-use="star"><?xmltex \currentcnt{8}?><label>Figure 8</label><caption><p id="d1e4267">Transect-level distribution of exposure per coastal kilometre, by
decade, <bold>(a–h)</bold> in counties that have and have not nourished, and <bold>(i–p)</bold> in counties that have nourished above and below the 2016 median cumulative beach-nourishment index (<inline-formula><mml:math id="M94" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.168</mml:mn></mml:mrow></mml:math></inline-formula>). The 2016 median <inline-formula><mml:math id="M95" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> denotes the normalized value of the overall median cumulative number of nourishments across the domain. Summary statistics for these distributions are provided in Table S5.</p></caption>
          <?xmltex \igopts{width=455.244094pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f08.png"/>

        </fig>

      <p id="d1e4309">To explore potential relationships between exposure and hazard, we sorted
the exposure time series (Fig. 2) into counties associated with “high
hazard” (eroding shorelines) and “low hazard” (accreting shorelines) for
historical and recent<?pagebreak page2505?> shoreline change (Figs. 7 and S3). We find that
exposure increases each decade in zones of high and low hazard alike, for
both historical and recent shoreline change. Under historical
shoreline-change hazard, exposure of property value is greatest in zones of
high hazard (Figs. 7a–h and S3a). Conversely, exposure to high hazard is
relatively low for recent shoreline-change rates (Figs. 7i–p and S3d),
in part because recent shoreline-change rates tend to be less erosional than
their historical counterparts (Fig. 3a). The difference between relative
distributions of exposure in high and low hazard zones for historical
shoreline-change rates increases in significance decade for decade, with a
decreasing Kolmogorov–Smirnov <inline-formula><mml:math id="M96" display="inline"><mml:mi>p</mml:mi></mml:math></inline-formula> value that reflects the significance of their divergence (Fig. S3c). There is no such temporal divergence of exposure in high and low hazard zones for recent shoreline-change rates (Fig. S3f).</p>
      <p id="d1e4319"><?xmltex \hack{\newpage}?>To explore, in parallel, potential relationships between exposure and
vulnerability, we sorted the exposure time series into nourishing and
non-nourishing counties and then by the intensity of beach nourishment
(high or low) according to whether counties fell above or below the 2016 median value of cumulative <inline-formula><mml:math id="M97" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> (Figs. 8 and S4). We find that although exposure increases each decade in nourishing and non-nourishing counties alike, more property is ultimately exposed in nourishing counties. Moreover, the mean value of that exposed property increases at a greater rate than in non-nourishing counties (Figs. 8a–h and S4a–c). Initially, all property is exposed in counties where nourishment intensity is present but low (their <inline-formula><mml:math id="M98" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> sits below the 2016 median) – which we expect because for counties t<?pagebreak page2507?>o accrue enough nourishment events to match the 2016 median cumulative-nourishment factor requires time (Fig. 8i and m). Exposure in intensively nourished counties (counties that accrue enough nourishment projects to have <inline-formula><mml:math id="M99" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula> above the 2016 median) shows a marked increase in the 1980s (Fig. S4d). Total exposure in intensively nourished counties overtakes total exposure in sparsely nourished counties by the 2010s (Fig. S4e), such that more property ends up exposed in counties where nourishment intensity is high (Figs. 8i–p and S4d–f).</p>
      <p id="d1e4356">Both of these temporal relationships in spatial patterns of exposure and
hazard (Fig. 7) and exposure and vulnerability (Fig. 8) are likely two
vantages of the same feedback, catalysed by beach nourishment. Higher property
value is exposed where historical shoreline-change hazard was high (Fig. 7a–d) and recent shoreline-change hazard is low (Fig. 7m–p)<?pagebreak page2508?> because those places also practice relatively intensive use of beach nourishment (Fig. 9). The cumulative effect of beach nourishment may be sufficiently strong to mask “true” rates of shoreline change (Armstrong and Lazarus, 2019) – a defensive intervention that, by reducing apparent hazard, may spur further development (Fig. 8), increasing exposure and creating demand for additional protection (Armstrong et al., 2016).</p>

      <?xmltex \floatpos{t}?><fig id="Ch1.F9"><?xmltex \currentcnt{9}?><label>Figure 9</label><caption><p id="d1e4361">Cumulative beach-nourishment index (<inline-formula><mml:math id="M100" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub></mml:mrow></mml:math></inline-formula>), as of 2016, at
transects (across all counties) that express both high “historical” and low
“recent” rates of shoreline erosion (see Fig. 7a–d and m–p). The dotted line
indicates the overall median <inline-formula><mml:math id="M101" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.168</mml:mn></mml:mrow></mml:math></inline-formula> in 2016 for the full domain. For this component distribution, median <inline-formula><mml:math id="M102" display="inline"><mml:mrow><mml:msub><mml:mi>V</mml:mi><mml:mi mathvariant="normal">bn</mml:mi></mml:msub><mml:mo>=</mml:mo><mml:mn mathvariant="normal">0.178</mml:mn></mml:mrow></mml:math></inline-formula> (mean <inline-formula><mml:math id="M103" display="inline"><mml:mo>=</mml:mo></mml:math></inline-formula> 0.251). This spatial correspondence between a major reversal in shoreline-change trend (from erosion to accretion) and above-average nourishment intensity is an indication of a coupling between chronic erosion (hazard) and defensive intervention (vulnerability).</p></caption>
          <?xmltex \igopts{width=170.716535pt}?><graphic xlink:href="https://nhess.copernicus.org/articles/19/2497/2019/nhess-19-2497-2019-f09.png"/>

        </fig>

</sec>
</sec>
<sec id="Ch1.S4" sec-type="conclusions">
  <label>4</label><title>Discussion and implications</title>
      <p id="d1e4428">Our data-driven, spatio-temporal model of risk along the US Atlantic coast
produces trajectories that vary in space and, on average, rise over time for
all four chronic hazard scenarios that we test (Fig. 5). We know from the
underlying data that real exposure increases over time, but we suggest that
our modelled risk trajectories also reflect intrinsic feedbacks between
hazard, exposure, and vulnerability (Mileti, 1999). We find higher property
exposure in counties with high-hazard historical shoreline-change rates
and low-hazard recent shoreline-change rates (Fig. 7), and we find that exposure
has increased more in places that have practised beach nourishment
intensively (Fig. 8). The spatio-temporal relationships that we show between
exposure and hazard (Fig. 7) and exposure and vulnerability (Fig. 8) may
reflect a feedback between coastal development and beach nourishment (Fig. 9) (Armstrong et al., 2016; Armstrong and Lazarus, 2019) – a manifestation
of the safe development paradox (Burby, 2006), in which hazard protections encourage further development in places prone to hazard impacts (Armstrong et al., 2016; Burby and French, 1981; Burby, 2006; Di Baldassarre et al., 2013, 2016; Keeler et al., 2018; Lazarus et al., 2016; McNamara and Lazarus, 2018; McNamara et al., 2015; Mileti, 1999; Smith et al., 2009; Werner and McNamara, 2007; White, 1945).</p>
      <p id="d1e4431">Our model is exploratory, and we reiterate its main caveats. Although there
are many kinds of coastal hazard (e.g. storm impacts, flooding), we
represented “chronic” hazard with shoreline-change rates that are spatially
heterogeneous but temporally static. An alternative derivation of shoreline
change, from sea-level rise rates and simplified shore slopes, varies in
both space and time, and yielded overall results similar to those for the recent shoreline-change scenario. Exposure in our model only
accounts for the monetary value of owner-occupied properties in coastal
counties, as captured by the US census, thus excluding other potential
measures of exposure, such as socio-economic indices (e.g. Cutter et al.,
2006, 2008; Neumann et al., 2015; NRC, 2014; Samuels and Gouldby, 2005;
Strauss et al., 2012), and requires that we spatially aggregate our analysis
to county scales. Finally, our measure of vulnerability – intended to
represent “susceptibility” (NRC, 2014; Samuels and Gouldby, 2005) without
double-counting exposure or hazard – includes no method of shoreline
protection other than beach nourishment and no explicit inclusion of storm
recurrence or severity. Furthermore, our treatment of dynamic vulnerability
is underpinned by a set of broad assumptions: that beaches comprise
shorelines at the county scale, that in 1970 all counties have the same
initial beach width, that a beach-nourishment project always restores a
beach to its full width, and that counties with intensive nourishment
programmes may render themselves more vulnerable over time by masking a
chronic erosion problem (Armstrong and Lazarus, 2019; Pilkey and Cooper,
2014; Woodruff et al., 2018). We do not directly address alongshore spatial
interactions within or between counties (Lazarus et al., 2011, 2016; Ells and
Murray, 2012). Despite these assumptions, our model captures temporal interactions among the components of risk that ultimately yield large-scale spatial patterns similar to those identified in recent, fully empirical studies (Armstrong and Lazarus, 2019; Armstrong et al., 2016).</p>
      <p id="d1e4434">We suggest that models intended to test different coastal management
policies, interventions, and scenarios should aim to include feedbacks
between hazard, exposure, and vulnerability. In our data-driven model, traces
of these feedbacks – and perhaps others – are likely embedded in the data
we use. More detailed work at the intersection of theory and empiricism is
necessary to resolve how feedbacks between hazard, exposure, and
vulnerability dynamically affect each component of risk and to explore how
different management interventions may mitigate – or exacerbate – the
safe development paradox.</p><?xmltex \hack{\newpage}?>
</sec>

      
      </body>
    <back><notes notes-type="dataavailability"><title>Data availability</title>

      <p id="d1e4442">Datasets used in this work are publicly available: historical shorelines in the northeast (Himmelstoss et al., 2010; available: <uri>https://pubs.usgs.gov/of/2010/1119/</uri>, last access: November 2019) and southeast (Miller et al., 2005; available at <uri>https://pubs.usgs.gov/of/2005/1326/</uri>, last access: November 2019), coastal lidar (Doran et al., 2017; <ext-link xlink:href="https://doi.org/10.5066/F7GF0S0Z" ext-link-type="DOI">10.5066/F7GF0S0Z</ext-link>), tide-gauge records (PSMSL, 2018: available at <uri>http://www.psmsl.org/data/obtaining/</uri>, last access: November 2019), historical census data (Minnesota Population Center, 2011; available at <uri>http://www.nhgis.org</uri>, last access: November 2019), and beach nourishment (PSDS, 2017; available at <uri>http://www.wcu.edu/1038.asp</uri>, last access: November 2019).</p>
  </notes><app-group>
        <supplementary-material position="anchor"><p id="d1e4464">The supplement related to this article is available online at: <inline-supplementary-material xlink:href="https://doi.org/10.5194/nhess-19-2497-2019-supplement" xlink:title="pdf">https://doi.org/10.5194/nhess-19-2497-2019-supplement</inline-supplementary-material>.</p></supplementary-material>
        </app-group><notes notes-type="authorcontribution"><title>Author contributions</title>

      <p id="d1e4473">SBA and EDL conceived of the research; SBA performed the analysis; SBA and EDL collaborated on interpretation of the results; SBA led the writing of the paper, with contributions from EDL.</p>
  </notes><notes notes-type="competinginterests"><title>Competing interests</title>

      <p id="d1e4479">The authors declare that they have no conflict of interest.</p>
  </notes><notes notes-type="sistatement"><title>Special issue statement</title>

      <p id="d1e4485">This article is part of the special issue “Advances in computational modelling of natural hazards and geohazards”. It is a result of the Geoprocesses, Geohazards meeting – CSDMS 2018, Boulder, USA, 22–24 May 2018.</p>
  </notes><ack><title>Acknowledgements</title><p id="d1e4491">The authors thank Evan Goldstein, Julian Leyland, and James Dyke for helpful
discussions.</p></ack><notes notes-type="financialsupport"><title>Financial support</title>

      <p id="d1e4496">This research has been supported by the Natural Environment Research Council (grant no. NE/N015665/2).</p>
  </notes><notes notes-type="reviewstatement"><title>Review statement</title>

      <p id="d1e4502">This paper was edited by Albert J. Kettner and reviewed by Jorge Lorenzo-Trueba and one anonymous referee.</p>
  </notes><ref-list>
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<abstract-html><p>Despite interventions intended to reduce impacts of coastal hazards, the risk of damage along the US Atlantic coast continues to rise. This reflects a long-standing paradox in disaster science: even as physical and social insights into disaster events improve, the economic costs of disasters keep growing. Risk can be expressed as a function of three components: hazard, exposure, and vulnerability. Risk may be driven up by coastal hazards intensifying with climate change, or by increased exposure of people and infrastructure in hazard zones. But risk may also increase because of interactions, or feedbacks, between hazard, exposure, and vulnerability. Using empirical records of shoreline change, valuation of owner-occupied housing, and beach-nourishment projects to represent hazard, exposure, and vulnerability, here we present a data-driven model that describes trajectories of risk at the county scale along the US Atlantic coast over the past 5 decades. We also investigate quantitative relationships between risk components that help explain these trajectories.
We find higher property exposure in counties where hazard from shoreline
change has appeared to reverse from high historical rates of shoreline erosion to low rates in recent decades. Moreover, exposure has increased more in counties that have practised beach nourishment intensively. The
spatio-temporal relationships that we show between exposure and hazard, and
between exposure and vulnerability, indicate a feedback between coastal
development and beach nourishment that exemplifies the <q>safe development
paradox</q>, in which hazard protections encourage further development in
places prone to hazard impacts. Our findings suggest that spatially explicit modelling efforts to predict future coastal risk need to address feedbacks between hazard, exposure, and vulnerability to capture emergent patterns of risk in space and time.</p></abstract-html>
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